North Alabama Educators Credit Union

Fall/Winter 2014

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L OW MILEAGE, TURBO power, heated seats, and a rocking stereo system. You just test-drove the car of your dreams, and you are tempted to walk straight into the dealership's office and sign on the dotted line. But talking with a NAECU loan officer before making your deal could help keep money in your pocket. "Our goal is to help members save money where they can," says Greg Olmsted, President and CEO at the credit union. "A 0% APR does not always ensure the lowest overall cost when a manufacturer rebate is an option. We'll help members determine which strategy helps them save the most money, even if it's not through an NAECU loan." A Rate You Can Appreciate! NAECU is offering fixed-rate financing on NEW, USED, or REFINANCED AUTOMOBILES from other financial institutions for as low as 2.49% APR up to 66 months, with first payment delayed for 90 days to qualifying members.* This rate is in effect through November 2014. Swing by your local NAECU branch for more details. YOU'VE GOT A BRAND NEW CAR IN SIGHT, AND THE MANUFACTURER IS OFFERING A CHOICE OF 0% ANNUAL PERCENTAGE INTEREST RATE (APR) OR A FAT REBATE CHECK. WHICH WILL KEEP MORE MONEY IN YOUR POCKET? A DREAM LOAN for Your 4 NOT FOR PROFIT, NOT FOR CHARITY, BUT FOR SERVICE NAECU.ORG Drea Car

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