North Alabama Educators Credit Union

NAECU.ORG « NOT FOR PROFIT, NOT FOR CHARITY, BUT FOR SERVICE » CHILDREN AGES 0–9: Bring in your "Wild About Savings" coloring sheet and receive a $5 deposit in your account! We'll also display your art in the office. STUDENTS AGE 10 OR OLDER: Bring your most recent A/B report card to an NAECU branch to receive a $5 deposit in your account. ALL CU–SUCCEED CLUB MEMBERS, AGE 13–18: Open a new share dra account and receive your first box of checks and a debit card for free, plus enjoy no monthly fees, no minimum balance, and a $5 Sonic gi card. ALL MEMBERS – Receive a $15 deposit by referring a friend or family member to open a new savings account during Youth Month. ALL NEW YOUTH ACCOUNTS OPENED WILL RECEIVE A $15 DEPOSIT. NAECU allows minors with a Social Security card and a legal guardian as a joint owner to open savings accounts. SAVINGS THIS APRIL, KIDS AND TEENS CAN BENEFIT FROM SPECIAL OFFERS IN CELEBRATION OF NATIONAL CREDIT UNION YOUTH MONTH. Get Wild About THAT LOST DOLLAR amount is called diminished value, and it can come as a shock when you sell or trade your car. Most insurance companies do not compensate policyholders for diminished value resulting from the policyholders' actions. If another driver damages your vehicle, however, you can file a diminished value claim with that individual's insurance company to recover your car's lost worth. A claims report preparer can calculate the amount of your car's diminished value, which you'll need to file the claim. Some companies will pursue the claim at no cost to you. "You have a right to compensation for damage to your property, and you shouldn't let a diminished value grievance go if it's worth pursuing," says Stephen Bass, President and CEO of Claims-Plus, Inc., a New Market-based company specializing in diminished value claims. "Most of the time, it is." WONDERING WHETHER YOU SHOULD FILE A DIMINISHED VALUE CLAIM? CONTACT CLAIMS-PLUS AT 877.379.5820 OR LOSS@CLAIMS-PLUS.COM FOR INFORMATION ABOUT THE PROCESS. 'My Car Is Worth How Much?' YOUR LATE-MODEL VEHICLE WAS RECENTLY DAMAGED IN AN ACCIDENT CAUSED BY ANOTHER DRIVER. ARE YOU AWARE THAT IT IS NOW WORTH LESS, EVEN IF IT'S WELL REPAIRED? STOP BY AN NAECU BRANCH DURING THE MONTH OF APRIL TO TAKE ADVANTAGE OF THESE PROMOTIONS. DID YOU KNOW all students in Madison, Morgan, and Limestone counties are eligible for membership at North Alabama Educators Credit Union (NAECU)? During the month of April, NAECU offers these additional incentives for young people to start saving. 3

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