MDNews - San Antonio

MARK DRE W, VICE PRESIDENT AND PRODUCTION MANAGER FOR AMEGY MORTGAGE IN SAN ANTONIO, E XPL AINS HOW AMEGY MORTGAGE CAN HELP YOU WITH YOUR RESIDENTIAL FINANCING GOALS. HOW MANY YEARS HAVE YOU BEEN IN BANKING, AND WHAT IS YOUR APPROACH TO HOME FINANCE? My banking career began in 1996 after graduating from Texas A&M. I became a mortgage o•cer in my second year after serving as a personal and a®uent banker. As a mortgage o•cer, I was influenced by the service level that my private banking colleagues provided their clients. Rather than taking a transactional approach, the relationship was based on a holistic view of the clients' needs and becoming a part of their "team." I wanted to bring that same mindset to the mortgage loan process, which more often than not was essentially transactional. ASIDE FROM THE TRADITIONAL CONVENTIONAL, FHA AND VA PROGRAMS, WHAT ARE SOME OF THE PROGRAMS THAT YOU SPECIALIZE IN? One-Time Close Construction Loans One-time close construction loa ns combine the interim construction loa n a nd the perma nent mor tgage loa n into one simple tra nsaction. This a llows the client to apply, qua lif y a nd close once. In addition, the rate is locked up front a nd the appra isa l is completed up front as well. Locking the rate up front is critica l in a rising rate ma rket. A meg y Mor tgage is one of the few lenders that offers a n in-house, comprehensive, one-time close prog ra m with solid advice a nd g uida nce. Non-Warrantable Condominiums Non-wa r ra nt able condom i n iu ms a re developments that do not meet the minimum g uidelines for conventiona l i nves t or s such a s Fa n n ie Ma e a nd Freddie Mac. A development may be non-wa rra ntable simply due to being new and not yet reaching the occupancy level that Fa nnie Mae ma ndates. HOW CAN AMEGY MORTGAGE HELP HEALTHCARE CLIENTS? At Ameg y, we believe that strong client relat ion sh ips a re t he fou ndat ion of successful mor tgage experiences. We specia lize in working with hea lthca re professiona ls at a ll levels of their career and positions from sa laried to the self- employed. That phi losophy, coupled w it h ou r c om m it ment t o t he lo c a l communit y, is why A meg y Mor tgage has continued to g row — even in the toughest economic times. WHAT DISTINGUISHES YOU FROM OTHER NON-BANK LENDERS? Working in partnership with our team of Ameg y private and retail Bankers provides a comprehensive approach for individuals and families. Clients have immediate access to home equity lines of credit and other Amegy Bank resources that can assist them with their home financing goals. Mark Drew (NMLS# 595322) is a Vice President and Production Manager for Amegy Mortgage in San Antonio. He has been recognized by the San Antonio Business Journal as a Top Producing Mortgage Loan Oœcer nearly every year since 2003. Drew is a past president of the San Antonio Mortgage Bankers Association and currently serves on the finance committee for St. PJ's Children's Home. He is one of the few mortgage oœ- cers per the San Antonio Business Journal to fund more than 400 transactions in a single year. Drew and his team at Amegy Mortgage enjoy serving their clients with the purchase, construction and refinance of their homes. For more information, please contact Drew at 10001 Reunion Place Blvd., San Antonio, Texas 78216, by phone at 210-343-4441 or via email at mark.drew@amegymortgage.com. ■ 1. Loans subject to credit approval. Terms and conditions apply. 2. A m e g y M o r t g a g e C o m p a n y N M L S #174734, an Equal Housing Lender, and a subsidiary of ZB, N.A. NMLS #467014 Meet Mark Drew M D N E W S . C O M /// M D N E W S S A N A N T O N I O ■ 2 016 1 1 B A N K I N G ❰❰❰❰❰ 1 1

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