Life Credit Union

Fall 2016

Life Balance is a magazine published by Life Credit Union.

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$ $ $ $ $ $ Life Is Worth MY MONEY LIFE CREDIT UNION EVENTS FOR MORE INFORMATION ABOUT OUR LATEST EVENTS AND HOLIDAY BRANCH CLOSINGS, CHECK OUT OUR ONLINE CALENDAR. Socil Life Connect with us! Socil Life Connect with us! DON'T YOU LOVE a recommendation to a unique restaurant or when you find the perfect pediatrician or a great hairstylist? It's wonderful when you can benefit from the experience and wisdom of your friends and family. We all rely on the strength of a good referral. If would like to share how Life Credit Union has made a difference in your financial story, we would love to hear it! Make sure to tell your success story to your friends, coworkers and family. They will love to learn how you saved or accomplished your financial goals. They may just want to join you and became a member of the Life Credit Union family. So, don't be shy—share your story with us on Facebook! BE A MEMBER OF LIFE FOR LIFE JOIN TODAY! COMPLETE AN APPLICATION OR COME BY OUR OFFICE. THERE IS NO FEE TO JOIN. Shri! Life Is Worth Shri! Life Is Worth Shri! Life Is Worth Shri! Shri! FRAUD AND SECURITY risks are on the rise as we hear daily about data breaches and identity theft. It can be unsettling in this increasingly complex world of technology. Keeping you protected is important to us! At Life Credit Union we take fraud protection and security very seriously. We are always advancing and finding new ways to detect and fight fraud faster. We recently introduced text fraud alerts for your Life Credit Union Visa ® credit card. It is allows you to immediately respond to an alert of potential fraud via text message, automated voice call or email to confirm the transaction is valid. It usually takes 30 seconds or less to verify. It can greatly assist early fraud identification and prevention. Remember, no one will ever ask you for account information or your PIN. In addition, our new Life Credit Union Visa ® credit card is also now EMV enabled. EMV cards offer benefits such as enhanced security, with a unique code generated during each transaction to help reduce fraud. We also have tools for your Life Credit Union debit card. With Card Valet ® , you decide how your card works. Card Valet is a mobile app that lets you control your debit card usage and spending on the go. This app gives you the ability to lock or unlock your card with one touch. CardValet empowers you to safeguard your card and protect yourself against fraud, and that's all from your smartphone! You can also take measures to protect yourself: > Monitor your accounts and be aware of anything that is suspicious or does not look right. > If you ever have questions about a communication you receive about your Life Credit Union account, call us directly at (615) 230-LIFE (5433). Together, we can be a great fraud-fighting team! You can have peace of mind, no matter where life takes you. PROTECTED and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of Monitor your accounts and be aware of anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not anything that is suspicious or does not look right. look right. look right. look right. look right. look right. look right. look right. look right. If you ever have questions about a If you ever have questions about a If you ever have questions about a If you ever have questions about a If you ever have questions about a If you ever have questions about a If you ever have questions about a If you ever have questions about a communication you receive about communication you receive about communication you receive about communication you receive about communication you receive about communication you receive about communication you receive about your Life Credit Union account, call us your Life Credit Union account, call us your Life Credit Union account, call us your Life Credit Union account, call us your Life Credit Union account, call us your Life Credit Union account, call us your Life Credit Union account, call us directly at directly at directly at directly at directly at directly at directly at directly at Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life takes you. takes you. takes you. takes you. takes you. takes you. and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! and that's all from your smartphone! You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: You can also take measures to protect yourself: > > Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! Together, we can be a great fraud-fighting team! You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life You can have peace of mind, no matter where life takes you. takes you. takes you. takes you. takes you. takes you. YOUR LIFELINE TO FIGHT FRAUD IS YOUR CONTACT INFORMATION! DO WE HAVE YOUR MOST RECENT MOBILE PHONE NUMBER AND EMAIL ADDRESS ON FILE? TO ENSURE YOU RECEIVE NOTIFICATIONS, MAKE SURE TO UPDATE YOUR MOBILE PHONE NUMBER AND EMAIL ADDRESS WITH LIFE CREDIT UNION STAFF. KNOWLEDGE IS POWER. Throughout the year we offer educational seminars and training on various topics, such as budgets, retirement, home buying, building good credit and more. Our Financial Life Coaches are also available for one-on-one sessions to help you review your current financial plans or help you create one. We also have tools that you can access on your schedule. Check out BALANCE Financial Program, which includes budget tools, calculators, and free budget and debt counseling. NEED A LITTLE GUIDANCE ON HOW TO BUILD OR MAINTAIN YOUR CREDIT SCORE? EMAIL US AT LEARN@LIFECU.ORG AND WE WILL BE GLAD TO SHARE SOME LEARNING MATERIAL WITH YOU. IF YOU WOULD LIKE A ONE„ON„ONE CONSULTATION, CALL CASEY AT …615ˆ 230„LIFE …5433ˆ, EXT. 3070. Keeping You Empowering Education My Money is available inside of Virtual Branch, our online banking website, and it's free to online banking users. Check it out at LifeCU.org, call us at (615) 230-5433 or stop by our branch for a demonstration. Keep track of your money all in one place—introducing My Money! It's not uncommon for people to have a checking account at one financial institution, a vehicle loan with a second, and an IRA or other retirement account with yet another. Wouldn't it be great if you could track all of your personal finances from all of these different accounts with one easy- to-use tool? That's the idea behind My Money—a new personal finance management tool from Life Credit Union. By using My Money, you can track all of your online banking accounts in one place, including the ones you have with us and those you have with other financial institutions. More than that, Life Credit Union can help you track your household income, expenses and financial goals—whether you are saving for a new vehicle or a fantastic vacation, or working to pay down debt. My Money can help you get there! $ $ $ $ $ $ It's not uncommon for people to have a checking account at one financial $ It's not uncommon for people to have a checking account at one financial $ 2010 CHURCH STREET, SUITE 204 NASHVILLE, TENNESSEE 37203

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