SHOULD I REFINANCE
MY MORTGAGE?
Depending on your current rate and how long you plan to
stay in your home, refinancing may lower your monthly
payment and even shorten the term of your loan.
REASONS TO REFINANCE:
• Switch from an adjustable-rate loan to a fixed-rate
mortgage
• Change from one adjustable-rate loan to another to
lower your monthly payment
• Reduce your interest rate and your monthly payment
• Build equity faster by shortening the term of your loan
OUR RATES
*
Refinancing is simple. Ready to get started?
Visit: aacreditunion.org/borrowing/home-loans
Call: (800) 533-0035 x 4202
*APR is annual percentage rate. Rates are accurate as of June 1, 2019 and are subject to change
without notice. Loans are subject to credit approval and Credit Union lending guidelines. Please see
our Rate & Fee Schedule for more information.
American Airlines Credit Union and the Flight Symbol are marks of American Airlines, Inc. 7/19
APR as low as
3.545%
15-year Fixed
Home loans
APR as low as
3.918%
30-Year Fixed
Home Loans
APR as low as
4.569%
5/1 Arm (30-Year)
Home Loans
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HOUSTON,
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4126