Issue link: https://viewer.e-digitaledition.com/i/1196019
F O U N DAT I O N 4 Community growth 6 Get to the airport on time REAL ID required to fl y starting October 2020 7 Financial fraudsters 'spoof' familiar phone numbers Savings strategies D E P A R T M E N T S 8 Play by the rules Setting simple guidelines — and boundaries — is just as important as setting up company goals. Here's where to start. 10 Millennial spending habits are changing things for everyone The generation has changed how we can spend our money. What's next? F E AT U R E S 12 Fiscal fi tness Tackle your fi nances like you would any wellness plan and start seeing results in 2020. 16 Making money matter Ensuring your children are familiar with fi nancial fundamentals sets them up for success as adults. 20 Flying the coop Snowbirds escape the cold months by traveling to beautiful (and warmer) destinations to the south. And you can, too. WINTER 2020 AACREDITUNION.ORG | 1 I N E V E R Y I S S U E 2 A word from the CEO 25 Who we are: Find information about American Airlines Federal Credit Union services. 27 Member testimonials 44 Team member spotlight 48 What's on your bucket list? 16 This page, from top: Shutterstock; Michael Austin/theispot On the cover: Illustration by Sam Kalda/Folio Art 8 6