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keeping assets "in the family" is manda- tory, work with your financial advisor and/or attorney to establish trusts that preserve assets the way you intend. Pre-Nuptial Agreements Many couples create PNAs to legally sort out the issues listed above. It's the best way to ensure that what you bring to the marriage is passed on according to your wishes in the event of your death or a divorce. While your marriage is your commitment to support and rely on each other above everyone else, seeking profes- sional financial help neither undermines this bond nor pre-destines it to failure. If certain issues seem contentious, you and your future spouse may benefit from engaging an outside professional to help navigate them. Paul Guerra is the managing principal of Brookshire Wealth Management in Canton, OH. For more information visit www.brook- shirewealth.com or e-mail Mr. Guerra at pguerra@brookshirefinancial.com. Investment products and services are of fered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Brookshire Wealth Management is a separate entity from WFAFN. ■ NOTE: This material has been provided for general informational purposes only, and does not constitute either tax or legal advice. To ensure compliance with requirements imposed by the IRS, please note that any U.S. tax advice contained in this article is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein. Wells Fargo Advisors does not provide legal or ta x advice. Be sure to consult with your ta x and legal advisors before taking any action that could have ta x consequences. Plea se consult your legal advisors regarding your fiduciar y duties. Investments in securities a nd insura nce pro duc t s a re: NO T F DIC-I NSU R E D/ NO T BANK-GUAR ANTEED/M AY LOSE VALUE Wells Fa rgo Adv isors Fina ncia l Net work, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. yours business our is growing © Copyright 2013. CBIZ, Inc. NYSE Listed: CBZ. All rights reserved. by providing expert accounting services by minimizing your taxes by improving your profitability by identifying tax planning opportunities by developing an effective business plan by providing you with an advantage Providing accounting, tax & consulting services to the health care industry Together with Mayer Hoffman McCann P.C. * , one of the Top Ten accounting providers in the nation *Mayer Hoffman McCann P.C. is an independent CPA firm providing audit, review and attest services, and works closely with CBIZ, a business consulting, tax and financial services provider. 6050 Oak Tree Blvd., S., Suite 500 – Cleveland, OH 44131 4040 Embassy Parkway, Suite 100 – Akron, OH 44333 ronald Pavlovich Martha Bethea 330.668.6500 888.668.6501 www.cbiz.com CBIZ MHM, LLC

