North Alabama Educators Credit Union

5 Ways to Pinch Pennies Looking for ways to save money on a trip? Look no further. → Buy ahead online ... most of the time. Most destinations offer ticket packages online, sometimes at a discount. However, military or senior citizen discounts may be limited to purchasing tickets in person. → Pack your own snacks. Having a supply of healthy food on hand can save money and save everyone An• Seaso, An• Reaso Lendin When you're making every dime count, taking a day trip may not seem feasible for your family. However, the Any Season, Any Reason loan provides terms that are perfect for vacation financing. Any Season, Any Reason loans are available from $200 to $5,000, with rate as low as 5.99% APR for 12 months or 6.99% APR for 24 months with approved credit. Whether you're borrowing for vacation, car repairs, or a new washer and dryer, the Any Season, Any Reason Loans provide a smarter alternative to higher rate credit cards and loans. "Some credit cards might have a low introductory offer for a short time, but that rate can often go up after a few months," says Greg Olmsted, President and CEO of the North Alabama Educators Credit Union. "Our low loan rate is fixed for the life of the loan. Paying by payroll deduction provides an easier repayment for many members." Have questions about the Any Season, Any Reason loan? Visit naecu.org or stop by any NAECU branch to ask about the loan. MADE FOR MAGIC Just an hour and a half south of Huntsville is the bustling metropolis of Birmingham. Home to more than 1 million people, the city offers a wide range of activities, including: → Birmingham Zoo. With approximately 950 animals of 230 species calling the 122-acres of zoo home, there's something for everyone to see. Visit on Tuesdays to take advantage of half- price tickets. → Birmingham Botanical Gardens. Open from dawn to dusk with free admission and parking, the Botanical Gardens feature almost 70 acres with more than 30 thematic gardens. → Rickwood Field. America's oldest baseball stadium is home to events and games throughout the year and is open for tours during the week. → Vulcan Park and Museum. See the world's largest cast iron statue, beautiful views of the Magic City, and learn about the history of Birmingham and the iron industry. splash fountain for kids, a restored 100-year-old carousel at Coolidge Park ($1 tickets), and the dog-friendly Renaissance Park. Chattanooga also has a rich Civil War history. The Chickamauga & Chattanooga National Military Park encompasses several landmarks and destinations, including the Chickamauga Battlefield, Point Park, and Missionary Ridge. Point Park requires a $5 entrance fee. The rest of the military park is free for visitors. from hunger or giving in to fast- food temptation. → Tune up your ride. No one wants to spend a single cent of their vacation fund on an emergency auto repair. Before hitting the road, check your tire pressure, get an oil change, and check the brakes. → Go for affordable gasoline. GasBuddy.com or other similar apps can help you find the least expensive gas in your area, either online or through your smartphone or other connected mobile device. If gas is significantly cheaper at your destination, fill up before you begin your journey home. → Say "adiós" to ATM fees. If you need cash while on your trip, stop by NAECU on your way out of town or use one of the thousands of ATMs linked to the CO-OP network. Find a CO-OP ATM at coopcreditunions.org. coopcreditunions.org. WANT TO FINANCE A VACATION? NORTH ALABAMA EDUCATORS CREDIT UNION'S ANY SEASON, ANY REASON LOANS ARE AVAILABLE TO OUR MEMBERS* AND CAN BE USED FOR ANY PURPOSE. VISIT YOUR LOCAL BRANCH TO LEARN MORE. * WITH APPROVED CREDIT 5 NAECU.ORG NOT FOR PROFIT, NOT FOR CHARITY, BUT FOR SERVICE

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