AA Credit Union

CHECKING AACreditUnion.org | | 31 PREPAID TRAVEL CARD Next time you travel overseas, be sure to pack the American Airlines Credit Union Prepaid Travel Card. This card uses the latest chip-and- PIN technology to ensure enhanced security not found with other payment options. The Prepaid Travel Card can be used anywhere worldwide that Visa® is accepted. You must be a primary member of American Airlines Credit Union to apply for the card. Visit emv.AACreditUnion.org for details and to: • Activate your account • Check your balance • Reload your card Per federal regulation, you must notify us if you want certain transactions made with your ATM or CheckCard to be eligible for payment under the Credit Union's Bounce Protection Plus overdraft service. If you choose not to opt in to this service, your ATM and CheckCard transactions will be declined if your purchase amount exceeds your available balance. * Bounce Protection Plus allows you to pay only one cent (1¢) per overdraft item provided you either: correct the overdraft before 8 p.m. (CT) or your overdraft did not take your end-of-day account balance into the negative by more than $10, otherwise the overdraft fee of $25 will apply for each overdraft item. Bounce Protection Plus covers overdrafts that may occur when payments are made via CheckCard or ATM withdrawal and not enough funds are available to cover a transaction. Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary, and we reserve the right not to pay. For example, we typically do not pay overdraft(s) if your account is not in good standing, which includes any negative balance or past due loans over 30 days, if you are not making regular deposits or if you have too many overdrafts. Visa is a registered trademark of Visa International Service Association. B O U N C E P R OT E C T I O N P L U S With Bounce Protection Plus you can now opt in to extend your overdraft coverage to include ATM and one-time CheckCard transactions. American Airlines Credit Union will only charge members a fee of one cent (1¢)* per overdraft item, provided that they either: • Correct the overdraft before 8 p.m. (CT) or • Had a small overdraft that did not take the end-of-day account balance into the negative by more than $10. Any account that remains negative by more than $10 after 8 p.m. (CT) will be charged a fee of $25 per overdraft item. You don't pay anything unless you use the service. For more information on prepaid travel cards, visit emv.AACreditUnion.org. Don't wait, apply today. For more on Bounce Protection Plus, log in to online banking.

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