AA Credit Union

Cents - Spring 2015

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AUTO LOANS 36 | | Spring 2015 Advocacy/Services C A A R S ® P R O M I S E Our goal is to help you buy wisely and save money, not simply to provide you with a loan. And that's why we make you this promise: We'll send you to another fi nancial institution if they will give you a better deal on your loan. Do you know any dealership, fi nancial institution or Internet-buying service that will do that? P R E F E R R E D D E A L E R S N E T W O R K Our online resource center is your one-stop source for comparison pricing information on both new and used vehicles as well as detailed information on various makes, models, options and safety ratings. Together we can guide you to: • Make informed decisions on both new- and used-car purchases • Research new auto pricing — both manufacturer invoice and Manufacturer's Suggested Retail Price (MSRP) — so that you can calculate the total price based exactly on the options you select • Evaluate safety and EPA fuel economy ratings on new vehicles • Research used-auto pricing — both wholesale and retail — so that you calculate the total price based on the options you select along with mileage allowance • Determine what your trade-in is worth • Locate vehicle information on all models using statistics that they update monthly All prices quoted are intended as general guidelines. Contact American Airlines Credit Union for specifi c information about loan values used for vehicle fi nancing. C A R - B U Y I N G C O A C H E S Our Credit Union team now has Anytime Adviser New- and Used-Car Buying Coaches to help you get ahead in the car-buying game. Our Coaches off er interactive quizzes and role-playing that will polish your new- or used-car buying skills and help you feel confi dent at the dealership. The valuable resources on our website, CA ARS.org, offer insights on everything from researching dealer costs to negotiating with salespeople. Auto Loan Services Through our Consumer Advisory and Research Service (CAARS), we are able to off er you the tools and resources vital to purchasing a new or used vehicle ' Go online. Now researching used-car value is easier than ever. Detailed information on various makes and models, and even a free quote, is a click away. Log on at CAARS.org. CAARS is a registered trademark of American Airlines, Inc.

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