AA Credit Union

CREDIT CARDS 40 | | Spring 2015 P L AT I N U M B E N E F I T S I N C L U D E : • Greater global protection and enhanced fraud protection with Chip-Enabled Technology • Protection from fraudulent charges with Zero Fraud Liability • Travel with peace of mind knowing you have $500,000 in Travel Accident Insurance • When renting a car, know you're protected with Auto Rental Collision Insurance • Extend the warranties of eligible items with Warranty Manager Service • Travel and Emergency Assistance puts you in touch with the appropriate emergency services should the need arise American Airlines Credit Union Visa® Credit Cards: More choices, great rates and exclusive benefi ts † As of 8/20/14, the current nonpromotional variable Annual Percentage Rate (APR) for purchases, balance transfers and cash advances is based on creditworthi- ness and ranges from: Visa Platinum: 7.00%–12.24%, Visa Platinum Rewards: 8.50%–14.24%,Visa Platinum Secured: 12.24%. If you default under your card agree- ment with us, we may increase your APR to the fi xed default APR which equals 18.00%. Annual fee: $0. Balance transfer fee: $0. Cash advance fee: $2. Minimum fi nance charge: $.50 except where prohibited by law. International transaction fee: 1% of transaction amount after its conversion to U.S. dollars. * Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were grossly negligent or fraudulent in the handling of your card. ** Must have the American Airlines Credit Union Visa Platinum Rewards Credit Card to earn Connection Points on signature-based CheckCard purchases — valid only on Jet, Flagship or Eagle Checking accounts. Visa is a registered trademark of Visa International Service Association. Compare the cards below to determine which one is best for you: Low-Rate Rewards Secured Starter APR* as low as 7.00% 8.50% 12.24% 14.24% Connection Points™ No Yes No Yes Annual Fee $ – $ – $ – $ – Balance Transfer Fee $ – $ – $ – $ – Cash Advance Fee $2 $2 $2 $2 International Transaction Fee 1% 1% 1% 1% Platinum Benefi ts Yes Yes Yes Yes

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