MDNews - Lower Hudson/Bronx

October 2017

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REHABILITATION THE POWER OF The Promise of Hope Our interdisciplinary teams of nurses, therapists, assistive technologists and others provide extraordinary care, harnessing the POWER of rehab technology and treatments … so patients with stroke, traumatic brain and spinal cord injuries, and those with neurological, cardiopulmonary and orthopedic disorders can rebuild their lives. Along with our magnificent Hudson River views ... all compelling reasons to choose Helen Hayes Hospital for rehabilitation care. Owned and operated by the New York State Department of Health − Member NewYork-Presbyterian Regional Hospital Network. Route 9W, West Haverstraw, NY 10993 helenhayeshospital.org 1-888-70-REHAB Founded in 1900 as one of the country's very first physical rehabilitation facilities, we have a singular focus: restoring mobility while offering patients and families HOPE. BY STEVE BARRETT BUY A HOME IN THE RIGHT LOCATION, GOES THE TIMEžHONORED ADVICE. BUT ACCORDING TO PHYSICIAN FAMILY FINANCIAL ADVISORS, IT IS ALSO VITAL FOR PHYSICIANS PURCHA SING A FIRST HOME TO GE T THE TIMING RIGHT. LOCATION, LOCATION ... TIMING THE CALCULUS CAN be complicated because of the unusua l f ina ncia l circumsta nces of newly minted physicia ns: They ty pica lly have little income histor y a nd a lot of debt, but high ea rning potentia l. Buy ing a home a s soon a s possible is tempting, Oregon- based Physicia n Fa mily Fina ncia l Advisors acknowledges. However, if a prov ider is not cer ta in he or she w i l l be in a g ivenšma rket long-term, that is risky. The investment could sou r i f t heš physicia n decides to move a nd d iscovers t he a rea's rea l estate ma rket ha s gone south a nd the mor tgage is under water. A good rule of thumb for physicia ns is to purchase a f irst home when they a re conf ident they will rema in in the a rea a minimum of seven yea rs. Ty pica lly, that mea ns they will have completed residency a nd a fellowship. A nother da nger is buying nea r a good school as soon as the physicia n a nd his or her spouse lea rn they will be having a baby. The t heor y is t hat t his w i l l prov ide a n educationa l adva ntage for the child. A w iser option: Buy when the chi ld nea rs kinderga r ten age. This offers some protection aga inst the possibilit y that a good school will not rema in good. ■ CORE 0 5 M D N E W S .C O M /// M D N E W S L O W E R H U D S O N / B R O N X ■ 2 017 F I N A N C E ❰❰❰❰❰ 0 5

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