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27 Discussing your finances to get pre-qualified for a land loan isn't the typical hassle you think of when working with Rural 1 st . According to McNeely, "Dealing with the banks is no fun anytime, but Rural 1 st was anything but a bank." Rural 1 st Loan Officers live in and value rural communities. They don't just talk the lifestyle, they live it too. So they'll not only walk you through the lending process but also walk the property you're looking to purchase and share their expert advice, whether it's offering their knowledge on grants and rebates or simply sharing their recommendations for archery equipment. They'll go over your credit report and help you determine what kind of loan you'll likely be approved for, then work with you closely to get your loan application ready for review. Next, you'll receive a loan estimate outlining an estimate of the costs associated with your loan request. Rural 1 st lending experts will then review your application and property to make a decision on the loan. Inspections and appraisals are done on the property, and a title search is completed. Once your loan is approved, you review and sign closing documents, the loan is funded, and you're ready to get mud on your dirt bike tires or climb up into a deer stand to hunt that prized buck. McNeely put in an offer on his land at the beginning of April 2021 and closed on it six weeks later with the help of Rural 1 st . "These guys expedited the process, and it was seamless. They did everything they were supposed to when they were supposed to. It was fantastic," he says. Rural 1 st takes the typically complicated lending process and makes it simpler so you can get to making memories faster. The fun begins. Now that you've purchased your land, the fun begins, and if you're McNeely, your fun starts with building a Barndominium that overlooks a lake fully stocked with bass. When it's time to buy more land, Rural 1 st is there to help with financing options. Endless possibilities. Closing the deal isn't goodbye either. It's a "see you later." Working with Rural 1 st is more than just a land loan. It's a relationship built to last. McNeely says he texts the people who helped him through the lending process every week to keep in touch. When you work with Rural 1 st , you can trust they have the lending solutions to finance bare land, so your family, and generations to come, can get Closer to What Matters most. Rural 1 st is a tradename and Rural 1 st , the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1 st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Lender. To learn more about Rural 1 st , visit www.Rural1st.com/Whitetail.