North Alabama Educators Credit Union

Summer 2016

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CONNECT WITH YOUR FRIENDS AT THE NORTH ALABAMA EDUCATORS CREDIT UNION NAECU. START FOLLOWING US ONLINE TODAY! WE ARE AN EQUAL CREDIT OPPORTUNITY LENDER. QUALIFICATIONS MUST BE MET ON ALL LOANS. RATES AND LOAN AVAILABILITY SUBJECT TO CHANGE WITHOUT NOTICE. YOUR LOAN INTEREST RATE WILL BE DETERMINED BY YOUR CREDIT WORTHINESS AS WELL AS OTHER FACTORS, SUCH AS THE LENGTH OF YOUR LOAN. SAVINGS FEDERALLY INSURED UP TO $250,000 BY NCUA. At North Alabama Educators Credit Union, we understand how important it is to have access to your financial accounts. That's why we offer the following services to optimize your banking experience, no matter where you are: → CU-Online Home Banking—This internet home-banking service at NAECU.org offers you 24/7 secure online access to your accounts. This service enables you to make loan payments, view your account history, transfer funds, and more! → Mobile App—This free service is available to NAECU members with CU-Online Home Banking and provides you access to all your accounts tied to your Social Security number via the Mobile Money smartphone application. → CO-OP Shared Branching Locations and Surcharge-free ATMs—These two networks make it possible for NAECU members to access cash from more than 5,000 credit union branches and 30,000 surcharge-free ATM machines located throughout the U.S. The CO-OP Sprig App is also available for mobile deposits. VISIT NAECU.ORG, HOVER OVER THE"ABOUT US" BUTTON, AND SELECT "COOP SHARED BRANCHING" AND THE COOP LOGO FOR A LIST OF PARTICIPATING FINANCIAL INSTITUTIONS. THE USA PATRIOT ACT requires all financial institutions, including North Alabama Educators Credit Union (NAECU), to maintain correct mailing addresses as well as current physical addresses for every member. If your address changes at any time, notify NAECU as soon as possible. You can provide your new address to NAECU either in writing, in person at an NAECU office, or through your CU-Online Home Banking account. As of February 2014, members will incur charges according to our fee schedule if you do not update your address. We appreciate your cooperation. TO CHANGE YOUR ADDRESS VIA YOUR CUONLINE HOME BANKING ACCOUNT, VISIT NAECU.ORG AND LOGIN ON OUR HOME PAGE. TO VIEW OUR FEE SCHEDULE, VISIT NAECU.ORG, SCROLL OVER THE "ABOUT US" PAGE OPTION, AND SELECT "FEE SCHEDULE." Makin th M of Mobil Bankin Accurate Addresses—It's the LAW While the internet is a great tool for purchasing goods and services, it can also open the door to financial fraud. Scammers and identity thieves target financial account holders who may be vulnerable online. Consider these four tips to safeguard your finances while online shopping: 1. When online, avoid clicking on suspicious links or links that take you to unfamiliar or unnamed sites. 2. When making online purchases, choose vendors and payment systems that you know and trust. 3. Verify the charge amount against your receipt, and investigate the trustworthiness of any company that you're conducting business with online. 4. Bring any suspicions or concerns to North Alabama Educators Credit Union before taking action or attempting to negotiate transactions. If you suspect fraud, call us at 256.534.2423 or 1.800.547.8172. SAFE AND SOUND ONLINE

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