CHI - KentuckyOne Health (Central-Eastern)

YOUR INSURANCE PLAN The Rundown on Reviewing THE NEW YEAR IS HERE — IT'S TIME TO GET A HANDLE ON YOUR INSURANCE PLAN AND UNDERSTAND WHAT'S COVERED. "THE TURN OF the new year marks a good time to review your current coverage and available options," said Sherrie Troutman, benefi ts manager at KentuckyOne Health. "Participants need to ensure they understand the specifi cs of their particular health plan." Troutman offers a few practices for maximizing your plan in 2017 and helping you select your 2018 coverage: � Boost your overall health by staying up to date with recommended immunizations and screenings. "Talk with your doctor or primary care provider about which screenings and immunizations you should get," Troutman said. "Many recommended screenings and immunizations — like routine childhood immunizations, the fl u shot, mammograms and Pap tests for women, and osteoporosis screenings for older adults — are typically covered in full by your insurance company." � Understand the specifi c in-network and out-of-network coverage benefi ts of your plan. Using in-network providers leaves you with a smaller out-of-pocket cost. � Know your out-of-pocket balance. Look up the details of your plan to fi nd out what your out-of-pocket limit is and what is remaining. You will not maximize your benefi ts until your deductible, out-of-pocket maximum and other plan requirements are met. � Keep track of the number of visits with your doctor you have in 2017 aside from annual wellness checkups and other preventive services. This can help you decide whether a traditional plan or high-deductible plan will better suit your future health care needs. � Take charge of your health and well-being by scheduling an annual wellness visit, or checkup, as well as other preventive screenings with your primary care provider each year. "These visits are the cornerstone of preventive care and are covered 100 percent," Troutman said. "Preventive screenings are crucial for fi nding health problems before symptoms begin, when most conditions are easiest to treat." And, fi nally, don't forget to investigate health and wellness programs and incentives offered through your workplace. "Employee Assistance Plans provide a wealth of information and assistance, such as face-to-face counseling, legal and fi nancial services, and online resources, to help manage stress and work-life balance as well as improve both mental and physical health," Troutman said. Searching for a primary care provider to be your trusted health partner? Call 844.534.5337 or go to ChooseYourDoor.org to getstarted. A ua We ne A Schedul a ogra F Sho ONE HEALTH | Winter 2017 3

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