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F O U N D A T I O N Laying the groundwork for fi nancial success 4 | SPRING 2020 • Research the company. Know the latest news, the biggest players that you may come into contact with and any relatable information that could give you an edge. • Practice answering common interview questions. Prepare concise, specifi c, uniquely personal answers. • Work on your elevator pitch — a 30-second summary of who you are and what you bring to the position. • Dress for the position you want. • Be prompt. Better yet, be early. When you arrive, be sure to turn off your phone. • Make eye contact. • When given the opportunity, ask questions. Concentrate on the culture and environment that you would be working in. Don't ask about salary or benefi ts. Ace the interview Got a top-notch résumé and the skills to do the job? Check. Now, make the best impression during the interview. — Tamekia Reece Make your money last in retirement Making simple adjustments to how you spend can help funds last through your golden years: ❶ Withdraw at a sustainable rate. Limit spending to 4% of your retirement nest egg annually. Adjust the amount for infl ation each year. ❷ Reduce expenses. Downsizing to a smaller home is the single most eff ective move many retirees can make to lower fi xed expenses. ❸ Consider a part-time job. Extra income from working just a few hours a week reduces the need to tap into savings. ❹ Stay well. Regular exercise, a healthy diet, checkups and following doctor's orders can keep costly medical bills away. — Mark Henricks