Issue link: https://viewer.e-digitaledition.com/i/1001000
AACREDITUNION.ORG | 39 As most car repairs occur after the manufacturer's warranty expires and members are keeping their cars longer, without a Vehicle Service Agreement (VSA) you may wind up paying for all repairs. Extended coverage for auto repair has become a necessity. So we've partnered with Intercontinental Warranty Services to provide you with the protection you need for your new or eligible pre-owned vehicle. SOME OF THE M ANY BENEFITS • $0 or low deductible options • Towing $100 (max per claim) • Car rental up to $500 (10 days) • Nationwide protection • Trip interruption $100/day (max $300) • Increased vehicle resale value • Roadside assistance — $80 per incident (except in Puerto Rico) • May be added to your vehicle at any time NEW PROGR A MS • Accidental Loss Refund* — optional coverage to protect against collision or acts of nature only • KeyGuard* — optional coverage for key/transponder replacement • Business Use — coverage for eligible business uses (surcharge applies) Credit Life and Credit Disability from CUNA Mutual LIFE IS FULL OF THE UNE XPEC TED You can't predict or prevent a debilitating or life-threatening event. But you can prepare for it. That's what Credit Life and Credit Disability Insurance** are all about — they help protect our members and their families from the financial burden that comes when illness, injury or accidents occur. PROTEC TING MEMBERS FOR MORE THAN 80 YE ARS The first federally chartered credit unions began in 1934. Early credit union leaders found it disheartening when a member took out a loan and then died or became disabled, and a family member or cosigner would be responsible for the balance of the loan. Leaders of the credit union movement felt that insurance was as fundamental as savings and credit, and they believed the movement should supply its own insurance. So, in 1935, CUNA Mutual Insurance Society was formed and began offering credit insurance. GUAR ANTEED ASSE T PROTEC TION (GAP) GAP is a low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance. It's available on auto, watercraft, powersports and recreational vehicles. FACT: 8 of 10 members who buy a VSA end up using it. Extended vehicle warranty Value-Added Benefits Mechanical breakdown insurance is available in Alaska, Maine, Massachusetts, Oregon and California. * Not available in Puerto Rico. ** A separate insurance election that discloses the terms and conditions must be signed for coverage to become effective. MEMBERS CHOICE Guaranteed Asset Protection may vary by state and then by credit union. *** The information contained in the above announcement is intended to provide a general outline of the benefits of MEMBER'S CHOICE Guaranteed Asset Protection. Be sure to carefully read your MEMBER'S CHOICE GAP waiver or policy/ certificate of insurance for complete details. Guaranteed Asset Protection may vary by state and then by credit union. In states where GAP protection is an insurance product, MEMBER'S CHOICE Guaranteed Assets Protection is made available and underwritten by CUMIS Insurance Society, Inc. In states where GAP is a debt cancellation product, MEMBER'S CHOICE Guaranteed Asset Protection is made available through your credit union and administered by CUMIS Insurance Society, Inc. Auto