Issue link: https://viewer.e-digitaledition.com/i/1173720
36 | FALL 2019 PL ATINUM BENEFITS INCLUDE: • Low APR* • Greater global protection and enhanced fraud protection with Chip-Enabled Technology • Protection from fraudulent charges with Zero Fraud Liability** • Travel with peace of mind knowing you have $500,000 in Travel Accident Insurance • When renting a car, know you're protected with Auto Rental Collision Insurance • Extend the warranties of eligible items with Warranty Manager Service • Travel and Emergency Assistance puts you in touch with the appropriate emergency services should the need arise Low-Rate Rewards Secured Connection Points™ No Yes No Annual Fee $ – $ – $ – Balance Transfer Fee $ – $ – $ – Cash Advance Fee $2 $2 $2 Foreign Transaction Fee 1% 0% 1% Platinum Benefits Yes Yes Yes Compare the cards below to determine which one is best for you: * As of 9/01/2019, the current nonpromotional variable Annual Percentage Rate (APR) for purchases, balance transfers and cash advances is based on creditworthiness and ranges from: Visa Platinum: 9.00%–14.24%, Visa Platinum Rewards: 10.50%–16.24%, Visa Platinum Secured: 14.24%. If you default under your card agreement with us, we may increase your APR to the fixed default APR which equals 18.00%. The APR will vary with the market based on the Prime Rate and is subject to change after the account is opened. Annual fee: $0. Balance transfer fee: $0. Cash advance fee: $2. Minimum finance charge: $.50 except where prohibited by law. Foreign transaction fee: 1% of transaction amount after its conversion to U.S. dollars. There is no fee for the Rewards card. Connection Points powered by CURewards®. ** Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or fraud in a timely manner. † Must have the American Airlines Credit Union Visa Platinum Rewards Credit Card or Platinum Starter Card to earn Connection Points on Debit Card purchases — valid only on Flagship Checking accounts. Visa is a registered trademark of Visa International Service Association. Credit Card ONLINE SAFETY When communicating with the Credit Union or any financial institution, never include your full debit or credit card number in either written or email communications. The last four digits of your card number are sufficient. Our Visa® Platinum cards offer more choices, great rates and exclusive benefits. Credit Cards