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AACREDITUNION.ORG | 7 Holistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness by Keisha Blair (Catalyst Books) Financial savvy and independent, best-selling Author Keisha Blair includes more than just fi nance in her latest book — money alone doesn't make you happy. It's about putting all of the pieces together. In 2018, Blair's essay, "My Husband Died at 34. Here Are the 40 Life Lessons I Learned," went viral. The fi rst lesson: Life is short. So she advised to never chase the highest paying job, instead focus on a career that would feed your soul. In her book, she expands on that holistic approach on how to achieve fi nancial independence and how it can lead to happiness. She looks at physical health and spiritual connection. Blair starts with fi nancial planning and spiritual nourishment and adds interpersonal relationships and a sense of purpose. The sum is a life well spent. — Jennifer Rober tson Norris B O O K R E V I E W The coronavirus (COVID-19) has aff ected all parts of our everyday lives. It's also given scammers an oppor- tunity to prey on people vulnerable by the pandemic. Now more than ever, Americans need to stay vigilant when it comes to scams. Follow these tips and take control over your fi nancial safety. Never give your personal information to anyone who calls, texts or emails you. If they claim to be from the Credit Union. Hang up and call us to inquire on any fi nancial needs. 2 Never share your CashApp, Paypal, Venmo, etc. in- formation or send funds through an app to people you do not know personally. Remember, once you click the send button, you have authorized that transaction and it will be extremely hard, if not impossible, to get it back if it turns out to be fraud. 3 Always try to wait four to 10 days before spend- ing money that has been deposited as a check. It may take time for the funds to clear. The Credit Union makes funds available earlier for your convenience when possible. 4 Always be skeptical if someone wants to cash a check, run an electronic transaction through your account or give you a task that includes buying gift cards or offi ce supplies with money they give you. There is no reason for your personal account to be used as a business account. 5 Always protecting your Personally Identifi able Infor- mation (PII) when conducting fi nancial or business transactions. Examples of PII are your name, personal ID numbers, addresses, phone numbers or even personal technology information, including the type of device you use or Internet Protocol (IP) addresses that are tied to your location. — Staff Repor t Fraud on the rise amid pandemic Please note: The Credit Union will call with some security questions during wire payment verifi cations. But if you're suspicious of the call for any reason, hang up and call the Credit Union directly to make sure you're speaking to a representative.