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A W O R D FROM THE CEO 2 | FALL 2018 One of the responsibilities of which I am most proud as president and CEO of American Airlines Federal Credit Union, is our mission to help our member-owners reach their dreams. Throughout the year, we've shown you how to dare to dream and then build and live them fully. Now we hope you'll pay it forward and help your family and coworkers take advantage of those same benefi ts that Credit Union membership brings you. To that end, we have a terrifi c offer to inspire you to invite new members to join us (see the inside front cover). We're also excited to announce the arrival of our new Financial Wellness program, offering various tools and education designed to encourage fi nancial "wellness," wherever you may be on your fi nancial journey. You can read more about the program on Page 42. On a personal note, I've enjoyed helping members achieve their dreams the last 11 years, but I recently received an opportunity to realize one of my own dreams as well. This fall, I will be leaving the Credit Union to join American Airlines as Vice President and Controller. I cannot begin to express how grateful I am to our members for allowing me to serve them. Thank you. And I'm amazed every day at the phenomenal work our Credit Union team members do. They are caring, dedicated, passionate and talented. I have learned from them, laughed and cried with them, and will miss them immensely. Finally, I would not have been able to have the blessings that this role has brought me without the support of my parents, children and husband. Their love, guidance and patience over the last decade has been unwavering. I am fortunate and grateful to have them in my life. While these last 10 years have been a dream come true in many ways, it's now time for me to move on to that next chapter in my life and make room for another leader to leave their mark on this fi ne institution. I'm happy to announce that beginning in January, Gail Enda will become our new President and CEO. While change is in the air, the long-standing values we all hold dear — advocacy, integrity, compassion and caring —remain the same. Dream on, Angie Owens President & CEO President & Chief Executive Offi cer Angie Owens Senior Vice President, Marketing and Operations Lori Hall Vice President, Marketing & Business Development Lori Reeves Marketing Communications Manager Todd Camp Helping others dream on PUBLISHED BY Path Creative, LLC Creative Director J.R. Arebalo Jr. Editorial Director Jennifer Robertson Norris Account Director KariAnne Harmon Operations Director Jennifer Arebalo Contributing Writers Karen J. Bannan, Brian Keagy, Mark Henricks, Gina Mayfi eld, Tamekia Reece, Haley Shapley EDITORIAL OFFICES 2201 Long Prairie Road Suite 107-840 Flower Mound, TX 75022 editor@pathdesigngroup.com ® is published by Path Creative, LLC ©2018. All rights reserved. No part of this magazine may be reprinted or otherwise duplicated without the written permission of the editor and American Airlines Federal Credit Union. American Airlines Credit Union and CAARS are registered trademarks of American Airlines, Inc. This publication may provide links or references to internet sites as a convenience to our readers. While American Airlines Credit Union endeavors to provide resources that are reputable and safe, we are not responsible for the information, products or services obtained on such sites and are not liable for any damages arising from your access to such sites. The content, accuracy and opinions expressed and the links provided by these resources are not monitored or endorsed by American Airlines Credit Union. These articles are for general information purposes only. American Airlines Credit Union urges its members to do independent research and to consult with fi nancial and legal professionals before making fi nancial decisions. The opinions expressed by the authors do not necessarily refl ect the opinions and views of American Airlines Credit Union, nor does the inclusion of the articles in this magazine constitute endorsements by the authors or American Airlines Credit Union of any of the products advertised therein. ® and cent$ ® : it all adds up are registered trademarks of American Airlines Federal Credit Union. American Airlines Credit Union and the Flight Symbol are marks of American Airlines, Inc.