Issue link: https://viewer.e-digitaledition.com/i/843963
AACreditUnion.org | | 11 mention busy. Heading into her sophomore year at the University of California, Berkeley, busy is good. In fact, budgeting her busy time (and expenses), has been one of the biggest lessons Daniela says she has learned so far. "One of the most important things I've learned is budgeting. Not just money, but also time," she says, "because time management is everything and that's something that hit me hard my fi rst semester." Since receiving her scholarship from the Credit Union in 2015, Daniela has immersed herself in the study of materials science and engineering. "I really want to go into the sports industry," she says, "coming up with better materials that make running shoes last longer and are better for the person's body. But I also really like bikes. I joined the triathlon club team here, so I've gotten into a whole diff erent realm of sports." Daniela opened a savings and checking account in high school thanks to the suggestion of her mother, an American Airlines employee. "Today, I use my Credit Union accounts frequently, they are my primary accounts," she says. A Longhorn with an eye on med school In addition to receiving the Credit Union scholarship, Jimmy Ding credits his American Airlines Credit Union savings and checking accounts that he uses as his primary bank accounts for helping him get through his fi rst three years of college at the University of Texas, Austin. "My mom works for American and is a Credit Union member, so that's how I learned about what they off ered and got my accounts," Jimmy says. Being a busy student, time doesn't allow him to get to a branch or ATM to access his Credit Union accounts. Since he isn't always near a branch, Jimmy says he appreciates the online tools available at AACreditUnion.org. "I think the online tools are really useful and make it easy to keep track of what I have and also I feel like a greater sense of trust since it's a Credit Union and not a bank. It's defi nitely been an easier way to manage my fi nances," he says. As for his future plans, Jimmy hopes to complete his undergraduate studies at UT and go into medical school. "I do some outside-of- school activities that are focused on psychiatry and some psychology, so that's what I'm interested in pursuing," he says. Daniela Walls Jimmy Ding