Issue link: https://viewer.e-digitaledition.com/i/843963
A W O R D from the CEO 02 | | Fall 2016 It feels like I was just talking about sending off my oldest son, Andrew, to college and now my youngest, Alex, is preparing to graduate college next spring! Of course, American Airlines Federal Credit Union was there to help them start the journey toward good credit on the right foot, but how did it go by so quickly? The Credit Union might not be able to keep them from growing up so fast, but it can help them grow a successful financial future. We set up both our boys with a starter card from the Credit Union so that they could begin building good credit early. It certainly prepared them to avoid the temptation of all of those credit card offers that pack your mailbox while off at school, often promising big balances along with even bigger fees and annual percentage rates. Don't miss our helpful story on "College Credit 101" on Page 16, which offers a checklist of ways to avoid the pitfalls of college overspending which could lead to debt that haunts you long after graduation. American Airlines Credit Union provides parents and their college-bound kids with a number of tools to keep them on an even financial keel, including starter credit cards, a full-service app for smart phones and tablets, free credit education and services like SavvyMoney, which provides regular credit score updates through our online banking channel. Of course, with a double major in accounting and finance, Alex should be well prepared to meet the challenges of managing his own money as a young adult. The question remains as to whether I'm prepared to meet the challenges of realizing they're no longer my little boys. I don't think even we have an app for that. All the best, Angie Owens | President & CEO President & Chief Executive Officer Angie Owens Senior Vice President, Marketing and Operations Lori Hall Vice President, Marketing & Business Development Lori Reeves Marketing Communications Manager Todd Camp A MERIC AN AIRLINES CREATIVE SERVICES Publisher J.R. Arebalo Jr. Editor-in-Chief Jennifer Robertson Norris Senior Designer Erica Espiritu Gonzalez Designers Sam Goodlin Esteban Jaramillo Wilfredo J. Torres Proofreader Steven Long Account Manager KariAnne Harmon A MERIC AN AIRLINES Director of Finance John Pittman Senior Financial Analyst Tiana Saenz Distribution Manager John Depew Digital Imaging Specialist Arturo Barbera EDITORIAL OFFICES 4333 Amon Carter Blvd., MD 5575 Fort Worth, TX 76155 jennifer.norris@aa.com ® is published by Content Services, a unit of American Airlines. ©2016 by American Airlines. All rights reserved. No part of this magazine may be reprinted or otherwise duplicated without the written permission of the editor and American Airlines Federal Credit Union. American Airlines Credit Union and CAARS are registered trademarks of American Airlines, Inc. This publication may provide links or references to Internet sites as a convenience to our readers. While American Airlines Credit Union endeavors to provide resources that are reputable and safe, we are not responsible for the information, products or services obtained on such sites and are not liable for any damages arising from your access to such sites. The content, accuracy and opinions expressed and the links provided by these resources are not monitored or endorsed by American Airlines Credit Union. These articles are for general information purposes only. American Airlines Credit Union urges its members to do independent research and to consult with financial and legal professionals before making financial decisions. The opinions expressed by the authors do not necessarily reflect the opinions and views of American Airlines Credit Union, nor does the inclusion of the articles in this magazine constitute endorsements by the authors or American Airlines Credit Union of any of the products advertised therein. ® and cent$ ® : it all adds up are registered trademarks of American Airlines Federal Credit Union. American Airlines Credit Union and the Flight Symbol are marks of American Airlines, Inc. Majoring in good credit